Grow your referral business by bringing actual value to the people you already know.

Most agents have friends, family, coworkers, and past connections spread all across the United States. But starting a real conversation with people outside your market can feel awkward especially when the only thing you can offer is “Let me know if you ever buy a home.”

Referral Rocket changes that.

Instead of generic outreach, you now show up with real value, personalized Community Home Investment Programs (CHIPs) for the exact place your contact lives. This creates urgency, showcases your expertise, and naturally opens the door for a referral conversation.

Use Referral Rocket to build meaningful connections, spark motivated conversations, and scale a predictable nationwide referral business.

How It Works

1. Build Your Network List

Start by writing down the first people who come to mind friends, family, past coworkers, college classmates, military buddies, social media connections, anyone living outside your current market.

You already know more people than you think.

2. Do a Quick Life Check-In

Look them up on LinkedIn or any social platform to see what’s happening in their life.

Did they get a new job?
Move to a new city?
Get engaged or have a child?
Mention wanting more space or stability?

These life moments create natural timing and motivation.

3. Estimate Their Income Range

You don’t need perfect numbers

Just use what you know: their industry, seniority, lifestyle, and recent updates.

This gives you enough to run a meaningful CHIP search.

4. Run a CHIP Search for Their Location

Use HomebuyerWallet’s nationwide CHIP database to pull:

Grants
Down payment programs
Closing cost help
Workforce incentives
Local/state buyer resources

You’ll instantly have real, personalized data to share.

5. Call Them and Bring Value First

Reach out and use any of our conversation scripts to talk through:

What programs they may qualify for
How much assistance is available
How these programs can help them buy sooner
Why their current life stage makes now a great time to consider a move

You’re no longer calling “to see if they want to buy.” You’re calling with solutions.

6. If They’re Interested, Find Local Pros

If your contact wants to take the next step, click the button below to connect with local real estate professionals in their area.

We’ll present three vetted professionals who understand CHIPs and can support your referral.

You choose who to refer. We save you time. Everyone wins.

7. Repeat the System

Run this process for your full network.

It’s simple, repeatable and rooted in real value.

The more value you bring, the more conversations you spark and the more referral income you build.